A personalized experience for every 401(k) participant.
Your employees' lives are filled with moments big and small, planned and unplanned—with important financial decisions to make along the way. That's why Schwab Retirement Plan Services is about more than serving 401(k) plans. We're about serving people.
A retirement plan as unique as your employees.
Rather than offer a one-size-fits-all approach, we get to know your employees—where they are and where they're headed. Then we provide the support they need to get there.
Each 401(k) participant's experience is:
Personalized
From the messages they receive to the guidance they get, what each person sees is unique to their situation and evolves as their needs change.
Action-driven
Every participant communication and interaction is based on helping them find and take their next best step.
Outcome-focused
Participants can get support for all their financial goals—in their plans and across their lives.
A stronger financial future for every employee.
Financial wellness is the goal for every employee. And when they succeed, so do you. See how we can help set your team and your business on the right path.
Guiding your employees every step of the way.
To make the most of their 401(k), employees need support. No challenge is too complex, and no question is too small. We help them through all of it with easy-to-find answers and dedicated support readily available.
Timely support when it matters most
We send participants relevant messages with the information they need, right when they need it. We'll get them enrolled, saving more, and feeling more confident about retirement.
Simpler account management
Our website is their central hub for managing accounts, planning for their futures, and learning more about important financial topics via the Learning Center.
Ongoing learning made easy
We offer approachable educational materials—in formats ranging from webcasts and videos to articles and interactive tools—so they can learn on their terms, in the ways they learn best.
Expert guidance from people who get it
For help with their retirement plan and broader financial needs, participants can get one-on-one support from experienced financial professionals, whenever they need it.
Solutions for all their goals
They can access accounts, products, and services from across Schwab to help them manage all their finances in one convenient place.
Why our approach works.
We give each employee the support they need to meet this moment and prepare for the next—no matter what life brings. And it translates to real results.
91% of participants felt better prepared to take the next step.¹
6 in 10 participants proactively engaged with their account.²
Retirement is just one piece of the financial puzzle.
We're here for all of it.